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Made the single largest purchase of my life last week..made an offer for a unit at Bishan Loft and it was accepted. And now I'm scrambling to get my housing loan done so that I can exercise the option by next week.

The past few apartments had been purchased with the ex and he had been the one who had handled all the loan arrangement.So this time round, I had to do it on my own and boy, it was pretty hectic running from bank to bank, comparing their rates and deciding on the bank to go with (why didn't i think of going to a mortgage broker then??)!

We managed to sell our Pandan Valley apartment at a decent price (and profit)...but it also meant that I would be losing my rental income too. The rent $ came in useful as it helped cover the lease on my newton apartment. Therefore, when I chanced upon this unit at Bishan Loft which was to be sold with tenancy, I decided to quickly make an offer because units there are pretty hard to come by. I still have another 9 months left to the lease of my current apartment so the purchase makes perfect sense. I've been eyeing the condo development for ages because it is much more reasonably priced than all the other condos at Bishan as it was an executive condo that just reached its 5 years status. Its location was a bonus. It is situated right in the heart of Bishan - very near to Junction 8 (cinema, food court, shopping mall!!),MRT station & the bus interchange. The amenities at the condo is quite decent too. It has a large pool & 2 tennis courts. Oh..I can also see Bishan Loft from my office! I was pretty fortunate because after my offer was accepted, the asking prices for the units there rose substantially..some asking for more than $100k of what I'd paid for (and they were lower floor units) - Mine's on the 29th floor!

Am really happy with my purchase and hope nothing cocks up (cross fingers). I even paid $5 to Credit Bureau for an enquiry report on my credit history (all As thankfully). I know it will be a while before I take over the apartment but I'm already scouring through home & décor magazines thinking of how I should renovate the place. It has 4 rooms (plus a utility room) so I'm even thinking of making one room a walk-in closet :P

Edit : Yeah! Loan's approved. House is mineeee hehe :) I've uploaded some pics of the apartment too.



The living room/dining area..

The view from the living room window..totally unblocked :)

The master bedroom..

Check out how shiny the parquet floor is.
Am thankful that the tenant is taking good care of the apartment :)
More pics here


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Comments

( 113 comments — Leave a comment )
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(Deleted comment)
angeliatay
Aug. 2nd, 2009 10:17 am (UTC)
we'll be neighbours! but not very soon hehe..

the apartments at bishan is so expensive..even the hdb flats!!
(Deleted comment)
(no subject) - angeliatay - Aug. 2nd, 2009 10:22 am (UTC) - Expand
(Deleted comment)
(no subject) - angeliatay - Aug. 2nd, 2009 10:42 am (UTC) - Expand
(Deleted comment)
(no subject) - angeliatay - Aug. 2nd, 2009 10:45 am (UTC) - Expand
missustay
Aug. 2nd, 2009 10:19 am (UTC)
bishan is a good area! we're rather nearby..hee!

a walk-in closet sounds perfect!
angeliatay
Aug. 2nd, 2009 10:26 am (UTC)
where abouts are you (i know u mentioned before but it slipped my mind)!

yeah, i've always liked bishan area although traffic can be a headache at times.

heh...a walk-in closet can be a dust magnet though but i got a long time to decide on it :)
(no subject) - missustay - Aug. 2nd, 2009 11:06 am (UTC) - Expand
tristella
Aug. 2nd, 2009 10:20 am (UTC)
Ooh Bishan Loft! We were so tempted to buy one your size as well when we were looking... location is great. :) I'm glad you got yours at a good price because the prices now (we got an sms ad today) are really crazy!
angeliatay
Aug. 2nd, 2009 10:24 am (UTC)
u guys got a place already yah? where eh?

yeah..can u imagine..a 1140 sq feet unit is asking for 1 million!!!
(no subject) - tristella - Aug. 2nd, 2009 10:29 am (UTC) - Expand
(no subject) - angeliatay - Aug. 2nd, 2009 10:36 am (UTC) - Expand
(no subject) - tristella - Aug. 2nd, 2009 10:46 am (UTC) - Expand
(no subject) - angeliatay - Aug. 2nd, 2009 10:54 am (UTC) - Expand
(no subject) - tristella - Aug. 2nd, 2009 11:01 am (UTC) - Expand
tiffanyx
Aug. 2nd, 2009 10:43 am (UTC)
good on ya babe!!

the location is plus!

and a WIW is fabulous! :DD
angeliatay
Aug. 2nd, 2009 10:46 am (UTC)
thanks..yeah, really love the location. so convenient!
(no subject) - tiffanyx - Aug. 2nd, 2009 10:50 am (UTC) - Expand
(no subject) - angeliatay - Aug. 2nd, 2009 11:21 am (UTC) - Expand
(no subject) - tiffanyx - Aug. 2nd, 2009 11:37 am (UTC) - Expand
(no subject) - angeliatay - Aug. 2nd, 2009 11:46 am (UTC) - Expand
(no subject) - tiffanyx - Aug. 2nd, 2009 11:48 am (UTC) - Expand
misawong
Aug. 2nd, 2009 10:44 am (UTC)
Congrats Angie! I'm so happy for you that you've found your HOME!!! I'll pray that all goes well for all the paperwork to go through - it can all be a pain. Take care!
angeliatay
Aug. 2nd, 2009 10:46 am (UTC)
thanks christina..:)

yeah, am having butterflies just waiting forthe loan to be approved. meeting you and the other girls for lunch tomorrow yah :)
(no subject) - misawong - Aug. 2nd, 2009 10:49 am (UTC) - Expand
squarenails
Aug. 2nd, 2009 10:57 am (UTC)
great stuff, angie!! so happy for you. the location is super. best thing is, i know how to get to bishan! no need roadmaps for once! wahaha.
angeliatay
Aug. 2nd, 2009 11:01 am (UTC)
haha so true! i remember how tough it was for u to get to hougang!!
janisme
Aug. 2nd, 2009 11:03 am (UTC)
wooh! congrats! can't wait to virtually do up your reno with you so that I can scream and shout at your ready WIW, just like the Heineken commercial! =p
angeliatay
Aug. 2nd, 2009 11:07 am (UTC)
haha..wiw is not a confirmed thingy yet..have to be practical too. Will see if I can make the extend the wardrobe in the mbr first :)
breadcrumbs
Aug. 2nd, 2009 11:32 am (UTC)
Congrats on your purchase!
It's scary but exciting and thrilling - I am reminded of the feeling when we put down money on our unit too.
After all the paperwork is the fun part - decor and all :)
angeliatay
Aug. 2nd, 2009 11:45 am (UTC)
thanks esther :)

this is my 3rd apartment but the first that i'm purchasing on my own so it's scarier :P but the thrill is the same every time! i think i remember reading abt your first apartment too..in gardens yah!

wanted to ask u.where r u working now? oh, and congrats on completing the marathon (i would have died).
sarahmama
Aug. 2nd, 2009 11:53 am (UTC)
so near your office! Nice!

congrats! next time can send Aidan to Cat High or RI already! :)
angeliatay
Aug. 2nd, 2009 11:57 am (UTC)
yah! VERY near my office..pretty near yours too! somehow, i just can't see Aidan as a Cat High or RI boy. think i'll just leave him in ACS...don't need to be too stressed out over his choice of secondary school :P
(no subject) - sarahmama - Aug. 2nd, 2009 12:12 pm (UTC) - Expand
(no subject) - angeliatay - Aug. 2nd, 2009 12:15 pm (UTC) - Expand
e_rambler
Aug. 2nd, 2009 12:07 pm (UTC)
What, no walking fridge, aaaahhhh? :P

Congrats! And so heng you managed to get in just before the stupid hike in prices!
angeliatay
Aug. 2nd, 2009 12:11 pm (UTC)
heh i likeee the walkin fridge :D~ but even if i have one, it will be filled with coke..so not cool hor :P

well, i didn't get it at a low price either..slightly higher than what it was going for earlier in the year but i wouldn't be able to afford the prices that the sellers are asking for now!! so yeah, am glad that i moved fast :)

(no subject) - e_rambler - Aug. 2nd, 2009 12:19 pm (UTC) - Expand
(no subject) - angeliatay - Aug. 2nd, 2009 12:35 pm (UTC) - Expand
tangledshe
Aug. 2nd, 2009 12:33 pm (UTC)
congrats on the buy! i love bishan's location! 10min to get to my friend's place from town, wow!
angeliatay
Aug. 2nd, 2009 12:35 pm (UTC)
yeah but the traffic can be a killer at times though..esp via cte. at least there's the alternative thomson route..
valska
Aug. 2nd, 2009 02:06 pm (UTC)
Walk-in closet is LOVELY!
angeliatay
Aug. 2nd, 2009 11:48 pm (UTC)
heh..it will only encourage me to buy more clothes :P
moxielass
Aug. 2nd, 2009 04:40 pm (UTC)
the place seems nice though i have no idea where is it and i stay in amk. can meet u at amk hub or junction 8 next time. :)
angeliatay
Aug. 2nd, 2009 11:46 pm (UTC)
it is along bishan street 11..a road that most cars have to use to get into junction 8!

yeah..next time can meet around bishan & amk instead of town hehe
(Deleted comment)
angeliatay
Aug. 2nd, 2009 11:47 pm (UTC)
still got loads of time to decide on the reno..but i won't be spurging that much on it. must conserve moolah!!
ellcrius
Aug. 2nd, 2009 10:15 pm (UTC)
sweet! i dont see any bay windows... :D
angeliatay
Aug. 2nd, 2009 11:47 pm (UTC)
i don't need bay windows :D~
(no subject) - ellcrius - Aug. 3rd, 2009 01:55 am (UTC) - Expand
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